a fresh approach to insurance
a fresh approach to insurance
Stockport, 13th July 2026 -- UK Digital MGA Ripe achieved strong double-digit growth in 2025, marking its 18th consecutive year of double-digit revenue rises. Turnover climbed by £4.3 million to £24.9 million in the 12 months ending 31 December 2025, compared with £20.6 million in 2024.
Over the course of the year, the Manchester-based Digital MGA expanded its policyholder base by 15%, reaching a total of 430,000 across more than 20 SME, leisure & lifestyle insurance products.
The group completed two acquisitions during 2025. In April, it acquired GJW Direct, further strengthening its position in the pleasure craft market. This was followed in December by its entry into the holiday home sector through the acquisition of Schofields Insurance. Both deals brought highly experienced teams into the business: GJW Direct has now enjoyed its first full year on Juice, Ripe's proprietary technology stack, while the Schofields team is expected to start benefitting from the same platform in the coming weeks.
This growth has been matched by continued investment in innovation and infrastructure. Ripe became one of the first MGAs to launch a ChatGPT app, giving customers of its Cycleplan cycling insurance product instant, bindable quotes through conversational AI with a direct link through to checkout. Its product portfolio also grew further with the launch of Sports Club, Leisure & Community insurance, extending its specialist offering to a wide range of leisure organisations across the UK.
To support this expansion, the business relocated to a new, larger headquarters at One Stockport Exchange, providing capacity for up to 150 staff and underlining its long-term commitment to the region. That growth has been underpinned by Ripe's people, with the business named in The Sunday Times Best Places to Work 2026 - its second appearance on the prestigious list - recognising its continued investment in employee culture.
The company made several senior appointments. Sean Carney was appointed as the new Chief Underwriting Officer, and recently Jon Fell joined as Chief Operating Officer.
Investment from London- and New York-based Aquiline Capital Partners LP has enabled Ripe to continue pursuing its ambitious growth strategy.
Rob Styring, Chief Financial Officer at Ripe, said: “We delivered another year of strong, profitable growth in 2025, with revenue increasing to nearly £25 million and margins maintained through a continued focus on efficiency. This performance reflects the strength of our digital, data-led model, disciplined underwriting and a relentless focus on cost efficiency.
“We have also demonstrated continued execution against our M&A strategy, successfully integrating GJW Direct, with Schofields progressing as planned. Our proprietary technology continues to support scalable growth and efficient operations across the Group, and we are investing further in our data capabilities and the opportunities presented by AI to enhance underwriting precision, customer experience and operational efficiency.
“We entered 2026 with strong momentum, forecasting continued growth in line with recent years, further supported by a healthy pipeline of acquisition opportunities.”
